Digital Credi2026-10-08 15:22:29Bitcoin Magazine maps two L3 models for digital money and digital yieldBitcoin Magazine has published a long-form analysis by Allard Peng examining how “digital money” and “digital yield” could be built on top of “digital credit,” a term the article uses for Bitcoin-linked credit-like instruments issued by corporations with large Bitcoin balance sheets. In the framework described, Bitcoin is treated as L1, digital credit as L2, and products built on top of that credit stack as L3. The piece splits the emerging market into two broad architectures. The first is a debt-based tranching model, where junior capital takes leveraged exposure to digital credit and senior capital receives a more principal-protected position. Examples cited include Saturn, Strata, and UTXO Management’s Preferred Income Strategies LP, whose senior share class is described as offering a 7.5% annual yield subject to portfolio coverage conditions. The article argues that this structure is currently the dominant format, but says it faces a structural limit: it depends on a steady supply of private investors willing to take the junior, leveraged-long side. The second model is a full-reserve, spendable-balance structure, where digital credit may be combined with other credit instruments to create a liquid balance that could potentially function like a yield-bearing digital currency. Here, the article points to regulatory acceptance as the main hurdle, especially in light of recent stablecoin debates and the Clarity Act. It also references softer implementations such as Castle and OranjeBTC’s Digital Credit ETF in Brazil.10
Bitcoin2026-07-23 14:35:15Study of 36 AI Models Finds Bitcoin Leads as Preferred Store of ValueA Bitcoin Policy Institute study found that across 9,072 controlled prompts, 36 AI models favored digitally native money over fiat. Bitcoin led overall at 48.3% and dominated long-term store-of-value choices at 79.1%.400
Barclays2026-07-23 00:10:14Barclays Takes First Direct Stake in Ubyx to Explore Stablecoin InfrastructureBarclays has made its first direct investment in a stablecoin-related company by taking an equity stake in Ubyx, a U.S. firm focused on stablecoin clearing and settlement.1840
Jack Dorsey2026-07-10 21:26:13Jack Dorsey Reaffirms Bitcoin Stance, Saying ‘Bitcoin Is Money’Jack Dorsey has again declared that “Bitcoin is money,” reinforcing his long-held view that Bitcoin can serve as a global currency. The statement is consistent with his past efforts to support Bitcoin integration across platforms and services.480
Bitcoin2026-07-08 22:26:19How Bitcoin Sparked the Explosion of Digital Money and Hundreds of AltcoinsThe article reviews how digital money evolved from early internet-era experiments into a sprawling crypto market led by Bitcoin, with more than 870 tokens and a total valuation of about $110 billion at the time discussed.350
Bitcoin2026-07-08 22:26:19How Bitcoin Sparked the Explosion of Digital Money and the Rise of AltcoinsThis article traces the evolution of digital money from early cryptographic experiments to Bitcoin’s launch and the rapid expansion of altcoins, with Ethereum emerging as a major force in the market.340
